Before knowing Best broker app for mutual fund investment in India 2025 , know what exactly A mutual fund is, when your money is combined with the money of other people to invest in a variety of things like stocks or bonds. Instead of buying individual stocks, your money is handled by a professional who makes decisions on how to invest.
1)Money is invested by you, along with other people’s money.
2)It is pooled together to invest in different things like stocks, bonds, or other investments.
3)Risk is spread because the money is invested in many different things, not just one.
4)Returns are shared from any profits made by the investments. This could be from stocks going up in price or from interest earned on bonds.
5)It is managed by experts who decide where the money should be invested.
What is use of Broker app?
A broker app is an app that helps you buy and sell things like stocks, mutual funds, and other types of investments. It’s like an online store for money and investments.
Here are some point which is why people should use it.
- Investing Made Easy: With a broker app, money can be invested in stocks or mutual funds easily without needing a physical office.
- Market Information: Real-time information about the prices of stocks and how the market is doing is provided by the app, so you can know when to buy or sell.
- Quick Trading: Stocks or mutual funds can be bought or sold quickly just by tapping on your phone or tablet.
- Track Investments: The app helps you see how your money is doing in the market, so you know if it’s growing or losing.
- Low Costs: Many broker apps don’t charge a lot of money to use, making it cheaper than traditional ways of trading.
- Learn While You Go: Some apps offer guides or videos to help you understand how investing works.
Best broker app for mutual fund investment in India 2025
| App Name | Features | Best For | Fees | Offers |
|---|---|---|---|---|
| Zerodha Coin | – No commission fees on direct mutual fund investments – Wide range of mutual funds – SIP options – User-friendly interface | Beginner investors looking for low-cost, direct mutual fund options | No commission on direct funds – ₹50 per fund for lump sum investment | – Free account opening – No hidden charges |
| Groww | – Zero commission on mutual funds – Easy-to-use interface – SIP option – Investment tracking | Beginners who want a simple, user-friendly experience | No commission on mutual funds – Free account opening | – No hidden charges – Educational resources |
| Upstox | – Low brokerage – SIP & lump sum investment options – Research and analysis tools – User-friendly design | Beginners who want a seamless trading and investing experience | Low brokerage on mutual funds – ₹0 account opening | – Free account opening – Regular offers |
| ET Money | – Personalized investment advice – Direct mutual funds – SIP & lump sum options – Investment tracking | Investors looking for personalized guidance | No commission – ₹0 account opening | – Personalized investment advice – SIP discounts |
| Angel One | – Low brokerage – Free educational resources – Market research tools – SIP & lump sum options | Beginners looking for a mix of education and investment tools | Low brokerage – ₹0 account opening | – Free educational content – Regular discounts |
How broker app is used for mutual fund Investment?
An Account is Created: First, an account is set up on the broker app. It’s like opening an account on a website.
Mutual Funds are Browsed: Once the account is logged into, a list of mutual funds is shown. Information about each fund’s performance, risk, and fees can be seen.
A Fund is Chosen: The mutual fund that looks best is selected. The choice is based on factors like low risk or high returns.
Money is Invested: After selecting the fund, the amount of money to invest is decided. The app lets money be transferred from a bank account directly to the mutual fund.
Investment is Tracked: After the investment is made, the app shows how the fund is doing. The value of the investment can be seen, and changes can be made if needed.
Funds are Redeemed: When the money is needed, the mutual fund can be sold, and the money is sent to the bank account.
Best broker app for mutual fund investment in India 2025
1. Zerodha Coin
Zerodha Coin is a part of Zerodha, which is one of the most popular stockbrokers in India. It specializes in direct mutual fund investments without any commission charges, which means more of your money goes into the fund you choose. It offers a large variety of funds from different asset management companies (AMCs).
- Good for: Zerodha Coin is great for those who want low-cost investments and access to direct mutual funds. With direct plans, you save the commissions that are usually paid to distributors. It’s ideal for those who want to invest smartly without incurring extra fees.
- Features:
- No commission fees on direct mutual fund investments.
- Access to many different mutual funds.
- Clear, easy-to-understand charts and data to help you track your investments.
- Available On: Android, iOS
- Rating: 4.5/5
2. Groww
Groww is another fantastic platform for investing in mutual funds. It’s known for its simple user interface that makes it easy for beginners to start investing. Groww offers both direct mutual fund plans and a wide variety of investment options, including SIPs (Systematic Investment Plans) which allow you to invest small amounts regularly.
Good for: Groww is very beginner-friendly. The platform is very intuitive, meaning even someone new to investing will find it easy to use. Plus, it doesn’t have any hidden charges, and you can easily track your investments.
- Features:
- Zero commission on mutual fund investments.
- SIP (Systematic Investment Plan) option available for regular investments.
- Educational resources to help you understand investing basics.
- Available On: Android, iOS
- Rating: 4.7/5
3. Upstox
Upstox is mostly known for stock trading, but it also offers a solid platform for mutual fund investments. The app offers low brokerage and real-time market data. It provides direct mutual funds and helps beginners to build their investment portfolios efficiently.
- Good for: The app is simple to use, and beginners can start investing right away. It’s also low-cost, so investors can save on fees. It’s particularly appealing to those who want a seamless trading experience.
- Features:
- No commission fees for direct mutual fund investments.
- Offers SIPs to help you invest small amounts regularly.
- Real-time market data and charts for better decision-making.
- Available On: Android, iOS
- Rating: 4.6/5
4. ET Money
ET Money is an all-in-one financial app that focuses on making money management easy. It allows you to invest in direct mutual funds, track your investments, and manage your finances all in one place. ET Money also gives you personalized investment advice, making it a great choice for beginners.
- Good for: The app doesn’t charge a commission for mutual fund investments. Plus, it offers personalized tips and helps users choose the best investment options based on their goals.
- Features:
- Personalized investment recommendations based on your financial goals.
- Zero commission on mutual fund investments.
- SIP and lump sum investment options.
- Detailed tracking of all your investments.
- Available On: Android, iOS
- Rating: 4.5/5
5. Angel One (Angel Broking)
Angel One is a reliable platform that offers both stock trading and mutual fund investments. It has a wide range of research tools and learning resources that make it ideal for both beginners and experienced investors.
- Good for: It’s well-known for its easy sign-up process and strong research tools. If you’re new to mutual funds, it can be helpful because it provides educational content to understand how investing works.
- Features:
- Comprehensive learning resources for beginners.
- Low-cost brokerage and commission-free mutual fund investments.
- Market research and analysis tools for better decision-making.
- Available On: Android, iOS
- Rating: 4.3/5
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FAQs
How do mutual fund brokers make money?
Brokerage Fees: They charge a small fee or commission when you buy or sell mutual funds. This is usually a percentage of the investment amount.
Asset Management Fees: Sometimes, they earn a fee from the mutual fund companies for helping to manage the funds. This fee is charged yearly, and it’s a percentage of the amount of money in the fund.
Spread: Brokers can also make money by buying mutual fund units at one price and selling them at a slightly higher price. This difference in price is called the spread.
Advisory Fees: Some brokers offer personalized advice on which mutual funds to invest in. If you use this service, they might charge a fee for their advice
Why do we need mutual fund investment broker?
A mutual fund investment broker is needed because they make things easier. They help people choose the right mutual funds for their money, based on what goals they have and how much risk they are comfortable with. Brokers also handle all the paperwork, which makes the process simpler for you. They give access to many different mutual funds that may not be easy to find on your own. They keep track of how your money is doing and tell you if you need to buy more, hold on to your investments, or sell them. Since brokers follow rules made by the government, your money is safer with them. In short, brokers help you invest in a smart and safe way!